Business Insurance

The Experts In Business Insurance

When you choose to obtain business insurance through La Porte Insurance Agency, your business package is tailored to your exact needs. No business is identical, so that is why we offer our customized business plans, especially for small businesses.

At La Porte Insurance Agency, we want to make the process of finding the perfect business insurance plan a great experience. Our team of agents is happy to get to know you and familiarize themselves with your business needs. We know researching through a list of policies can get overwhelming. That’s why La Porte Insurance Agency is here for you!

What Is the Purpose of Business Insurance?

Business insurance is crucial in protecting your company and employees from any unexpected costs or events that you do not want to pay out of pocket for. Injuries, natural disasters, or a serious lawsuit could crumble your business to its foundation if you do not have the proper insurance coverage.

Property & Liability Coverage

Business insurance is both property and liability coverage for any business. We offer a broad array of coverages for different business types, including restaurants, contractors, welders, landscapers, professional offices, retail stores, and many more. At La Porte Insurance Agency, we even have markets for very specialized, hard to cover businesses.

There are three common types of business insurance: general liability, professional liability, and BOP (business owners policy). Since we allow our business insurance policies to be customized to your business needs, there is a policy that acts as the foundation to business insurance. This policy is a BOP. Most small business owners utilize this policy before they begin adjusting to their needs. When you obtain a BOP, it also comes with three types of coverage

  • General liability insurance
  • Commercial property insurance
  • Business income insurance

 

Another coverage option that a small business owner may choose is the general liability coverage. Under this type of business insurance, general liability will typically cover you and your company for claims involving bodily injuries and property damage resulting from your products, services or operations. 

The third coverage option is professional liability. Professional liability insurance, also called errors and omissions insurance, protects small businesses against the costs of client lawsuits over unsatisfactory work.

No matter what insurance policy you think is best for your business, the agents at La Porte Insurance agency can make the process seamless.

The First Step In Protecting Your Business

You can guarantee that your business will be pointed in the right direction when you choose La Porte Insurance Agency. As a family-owned business ourselves, our agents genuinely care to protect what matters most to you. Unlike other insurance agencies, we take the time to create the policy you need without any limitations or exclusions. Don’t wait to protect your business assets. Contact us today at (219) 324-2600 to discuss your individual needs.