Whether you drive a sports car or an old pickup truck, it’s likely that the law requires you to purchase auto insurance. But there are many options over and above your state’s mandated minimum insurance. Buying additional coverage could save you money on repair bills or cover a judgment against you in the event of a lawsuit.
Understanding the types of coverage and their benefits may help you decide what sort of package you need for your own auto policy. And it could also help you compare the offerings of competing insurance carriers. The cost of your insurance will depend on the types and levels of coverage that you select, your age and driving history, and a host of other factors.